Welcome to BANGOJIVIKA NIDHI LIMITED
Your Trusted Financial Partner for Savings, Loans & Investments
At BANGOJIVIKA Nidhi Limited, we are committed to providing secure, transparent, and customer-friendly financial solutions to help individuals and businesses achieve their financial goals. Whether you want to save, invest, or borrow, we offer a range of financial products tailored to your needs.
Our Financial Services
1. Savings Account – Build Your Wealth, Secure Your Future
- Encourage the habit of saving with flexible deposit options.
- Nomination facility available for all accounts.
- KYC compliance required for a smooth banking experience.
📌 Start your savings journey with us today!
2. Daily Recurring Deposit (DRD) – Grow Your Savings Daily
- Tenure: 360 Days
- Daily Deposit Plan – Convenient and disciplined saving option.
- Annual Interest Rate: Flat 8% per annum on full maturity.
- Premature Withdrawals: Applicable interest rates vary based on tenure.
3. Fixed Deposit (FD) – Secure & High Returns
- Tenure: 1 Year Minimum
- Attractive Interest Rate: 10.8% per annum (variable, subject to change).
- Safe & Reliable Investment for guaranteed returns.
📌 Invest in FD and watch your wealth grow!
4. Monthly Income Scheme (MIS) – Steady Monthly Earnings
- Interest Rate: 0.85% per month (variable, subject to change).
- Example Investment: ₹1,00,000 earns ₹850 monthly.
- Minimum Investment: ₹10,000 (in multiples of ₹10,000).
- No TDS Deduction & Special Benefits for Senior Citizens, Women & Government Employees.
📌 A secure way to generate passive income!
5. Business Loan for Members – Empowering Entrepreneurs
- Flat Interest Rate: 20% per annum
- Loan Amount Based on DRD Account (e.g., ₹100/day DRD = ₹21,000 – ₹30,000 loan).
- Quick & Hassle-Free Approval
- Guarantor Required (Immediate Family Only)
📌 Expand your business with our tailored loan solutions!
6. Gold Loan – Coming Soon!
- Instant Cash Against Gold – Unlock the power of your gold assets.
- High Loan-to-Value (LTV) Ratio – Maximum value for your gold.
- Minimal Documentation & Quick Processing.
📌 Stay tuned for our upcoming Gold Loan facility!
7. Group Loan – Coming Soon!
- Designed for Self-Help Groups & Small Businesses.
- Flexible Loan Amounts & Repayment Plans.
- Collective Responsibility for Better Management.
📌 Strengthen your group’s financial power with our upcoming Group Loan!
Why Choose BANGOJIVIKA Nidhi Limited?
✅ Trusted & Secure – Your investments are in safe hands.
✅ High Returns – Competitive interest rates on deposits and investments.
✅ Easy Loan Approvals – Quick disbursal with minimal documentation.
✅ Customer-Centric Approach – Tailored financial solutions for every need.
📌 We are here to help you achieve financial success!
Get Started Today!
📞 Contact Us or Visit Our Branch to explore our financial products and services.
📍 Address: Barogachhia, Chanchal, Malda, West Bengal, 732123
📧 Email: support@bangojivika.com
📞 Phone: +91 9144977395
🚀 BANGOJIVIKA Nidhi Limited – Your Trusted Financial Partner!
