Loan Against Deposits: Secure Funds Without Breaking Your Savings

Need financial assistance while keeping your savings intact? Our Loan Against Deposits allows you to borrow up to 80% of your eligible deposit (FD, MIS, or DRD) while continuing to earn interest on your savings.

Loan Features

  • Loan Amount: Up to 80% of your deposit value (FD, MIS, or DRD).
  • Flat Interest Rate: 20% per annum.
  • Deposit Security: Your deposit remains intact until the loan is fully repaid.
  • No Additional Collateral Required: Your deposit acts as security.

Important Conditions

  • The deposit cannot be withdrawn before the loan is fully repaid.
  • If the deposit is broken, the loan must be closed immediately.

Eligibility & Required Documents

  1. Eligibility:
    • Must be a member with an active deposit (FD, MIS, or DRD) in our company.
  2. Required Documents:
    • Aadhar Card
    • PAN Card
    • Voter Card
    • 3 Passport-Sized Photos

Why Choose Loan Against Deposits?

Retain Your Savings & Interest – Your deposit continues to grow while you access funds.
Quick & Hassle-Free Process – Get instant loan approval without additional collateral.
Financial Flexibility – Use the loan for business expansion, personal needs, or emergencies.

Apply Now

Make your savings work for you! Contact us today to apply for a Loan Against Deposits and get the financial support you need while keeping your investment safe.

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