Loan Against Deposits: Secure Funds Without Breaking Your Savings
Need financial assistance while keeping your savings intact? Our Loan Against Deposits allows you to borrow up to 80% of your eligible deposit (FD, MIS, or DRD) while continuing to earn interest on your savings.
Loan Features
- Loan Amount: Up to 80% of your deposit value (FD, MIS, or DRD).
- Flat Interest Rate: 20% per annum.
- Deposit Security: Your deposit remains intact until the loan is fully repaid.
- No Additional Collateral Required: Your deposit acts as security.
Important Conditions
- The deposit cannot be withdrawn before the loan is fully repaid.
- If the deposit is broken, the loan must be closed immediately.
Eligibility & Required Documents
- Eligibility:
- Must be a member with an active deposit (FD, MIS, or DRD) in our company.
- Required Documents:
- Aadhar Card
- PAN Card
- Voter Card
- 3 Passport-Sized Photos
Why Choose Loan Against Deposits?
✅ Retain Your Savings & Interest – Your deposit continues to grow while you access funds.
✅ Quick & Hassle-Free Process – Get instant loan approval without additional collateral.
✅ Financial Flexibility – Use the loan for business expansion, personal needs, or emergencies.
Apply Now
Make your savings work for you! Contact us today to apply for a Loan Against Deposits and get the financial support you need while keeping your investment safe.