Key Features of Our MIS

1. Monthly Payouts: Enjoy regular monthly income from your investment.
2. Attractive Interest Rate: Earn 0.85% per month on your deposited amount.
3. Flexible Investment Options: Start with as little as ₹10,000 and invest in multiples of ₹10,000.
4. Special Benefits: Exclusive plans for senior citizens, women, government employees, and pensioners.
5. Loan Facility: Avail up to 80% of your deposited amount as a loan after one month from the date of deposit.

Interest Rate

• 0.85% per month on the invested amount.

Disclaimer: The interest rate is subject to periodic review and may change for new accounts. Please confirm the applicable rate before investing.

Example of MIS Investment

If you invest ₹1,00,000 in our Monthly Income Scheme:

1. Monthly Interest:

   • Interest Rate = 0.85% per month
   • Monthly Income = ₹1,00,000 × 0.85% = ₹850

2. Total Monthly Payout:

   • You will receive ₹850 every month for the tenure of your investment.

3. Annual Earnings:

   • Over 12 months, you will earn ₹850 × 12 = ₹10,200 in interest.

4. Principal Refund at Maturity:

   • Your initial investment of ₹1,00,000 will be refunded in full at the end of the tenure.

Terms & Conditions

1. Minimum Deposit: The minimum MIS deposit is ₹10,000, with increments allowed in multiples of ₹10,000.
2. No TDS: No Tax Deducted at Source (TDS) on interest paid by MountSoft.
3. Special MIS: Special plans are available exclusively for senior citizens, women, government employees, and pensioners.
4. Loan Against Deposit: Loans up to 80% of the deposited amount are available after one month from the date of deposit.
5. Premature Withdrawal Policy:
   • 90-Day Deposit Scheme: Premature withdrawal is not allowed.
   • Other MIS Plans: Premature withdrawal is allowed, but interest will be calculated as per the savings account rate, and the already-paid interest will be deducted from the principal amount.

Benefits of MIS

• Regular Income: Ideal for retirees, homemakers, or anyone seeking steady monthly income.
• Safe Investment: Your principal is protected with guaranteed returns.
• Financial Flexibility: Enjoy monthly payouts while keeping your principal intact.
• Transparent Returns: No hidden charges or surprises.

How It Works

1. Open an MIS Account: Visit our branch or contact us to get started.
2. Choose Investment Amount: Select an amount based on your monthly income goals.
3. Earn Monthly Payouts: Receive consistent monthly returns directly into your account.
4. Principal Refund at Maturity: Get your initial investment back in full at the end of the tenure.

Why Choose Our MIS?

• Dependable Income Source: Enjoy financial security with guaranteed monthly payouts.
• Customizable Tenures: Flexible investment periods to suit your financial plans.
• Market-Linked Interest Rates: Stay competitive with variable interest aligned to current market trends.

Secure Your Future with Monthly Income

Invest in our Monthly Income Scheme today for consistent monthly payouts and a secure financial future. Contact us to learn more about the latest interest rates and start your journey toward financial stability.